BACKPress Release
27 Sep | Friday
Inaugural Meeting of Joint Committee on Climate Change
Bank Negara Malaysia announces the formation of the Joint Committee on Climate Change (JC3). The JC3 is intended to pursue collaborative actions for building climate resilience within the Malaysia financial sector.
The JC3 recognised the urgent need to accelerate responses towards ensuring a smooth and orderly transition to a low-carbon economy.
Read more here
source: Bank Negara Malaysia
Past Articles
January
- RAM Ratings reaffirms AAA(bg) rating of EKVE’s sukuk
- RAM Ratings reaffirms Litrak’s AA2/Stable sukuk ratings
- RAM Ratings reaffirms AA2/Stable rating of Kesas’ sukuk
- RAM Ratings reaffirms AAA/Stable rating of Pengurusan Air SPV’s sukuk
- RAM Ratings reaffirms Digi’s AAA/Stable/P1 sukuk ratings
- The IFSB Issues Revised Compilation Guide on Prudential and Structural Islamic Financial Indicators, 2019
- The IFSB Publishes Second Set of Frequently Asked Questions (FAQs) on four of its Standards on Disclosure Requirements for ICM Products, ICM Regulation, Supervisory on Takāful and Retakāful, and Transparency and Market discipline for IIFS
December
- The IFSB Council Adopts Two New Standards for the Islamic Financial Services Industry
- The IFSB Receives Technical Assistance (TA) Grant from the Islamic Development Bank to Translate 10 IFSB Standards into the Russian Language
- The IFSB Admits Five Organisations into Its Membership
- Bank Negara Malaysia to Helm IFSB Chairmanship for 2020
- RAM Ratings reaffirms Toyota Capital’s AAA(s)/P1(s) issue ratings
- RAM Ratings reaffirms AAA(s) ratings of sukuk issues by Khazanah’s funding conduits
November
- RAM Ratings assigns preliminary AA3 rating to MEX Capital’s RM1.225 bil IMTN
- RAM Ratings assigns preliminary AA1 rating to SEP Resources’ RM150 mil IMTN
- RAM Ratings upgrades Mukah Power’s sukuk rating to AA1(s)
- RAM Ratings upgrades Sarawak Power Generation’s sukuk rating to AA1(s)
- The 1st IFSB Innovation Forum: Revitalising Creativity and Sustaining Competitive Value
- Ethics & Professionalism: Leaders as Role Models for the Next Generation of Islamic Finance Professionals
- The IFSB Database Disseminates Data for 2019Q2 for Islamic Banking Systems in member Countries
October
- RAM Ratings reaffirms Widad Capital’s AA2 rating, revises outlook to positive
- RAM Sustainability selected into global green-social bonds advisory council
- Projects under Exsim Development-sponsored Tranche 1 IMTN on track for completion before vacant possession dates
- RAM Ratings assigns final AA2 rating to Edra Solar’s ASEAN Sustainability SRI Sukuk
- RAM Ratings reaffirms ratings of Axis REIT Sukuk’s RM110.0 mil First Sukuk
- RAM Ratings reaffirms Tadau Energy’s AA3 sukuk rating
September
August
- RAM Ratings reaffirms AAA/stable rating of Cagamas MBS’s CMBS 2005-1
- RAM Ratings reaffirms AAA/Stable rating of Cagamas MBS’s CMBS 2007-2
- Official Launch of the IFSB Islamic Financial Services Industry Stability Report 2019 at the IFN Forum Singapore 2019
- RAM Ratings assigns AA3 rating to Maybank’s Additional Tier-1 Sukuk Mudhrabah
- RAM Ratings assigns AA3/Stable preliminary rating to Cypark Ref’s proposed RM550 mil SRI Sukuk Murabahah
- Malaysia’s 1H 2019 LCY sukuk issuance exceeded RAM’s full-year projection
July
June
May
- RAM assigns AA3 rating to world’s first mini-hydro green sukuk by Telekosang Hydro
- RAM Ratings withdraws Etiqa General Insurance Berhad’s and Etiqa Family Takaful Berhad’s ratings following full redemption
- RAM Ratings reaffirms AAA rating of CJ Capital’s sukuk
- RAM Ratings reaffirms Public Islamic’s AAA rating to the media
- RAM Ratings reaffirms Tanjung Bin Power’s AA2 sukuk rating
- Malaysia’s sukuk issuance in 1Q 2019 shored up global performance
- Ratings of Al-‘Aqar Capital’s RM575 million Issue 2 Sukuk Ijarah reaffirmed
April
March
- RAM Ratings reaffirms AAA/Stable rating of sukuk issued by KLCC REIT’s funding conduit
- Malaysian takaful: Resilient growth amid evolving operating landscape
- RAM Ratings reaffirms Smart Holdings’ sukuk rating, maintains negative outlook
- JOURNEYING ON A SUSTAINABLE PATH - INCEIF collaborates with key stakeholders as it pushes for sustainable financing
- RAM Ratings assigns initial ratings to Alliance Islamic’s RM300 million CP Programme and RM2.5 billion Perpetual Sukuk Programme
January
- RAM Ratings assigns final AA3/Stable rating to Exsim Development-sponsored Tranche 1 IMTN
- RAM Ratings downgrades rating of Cendana Sejati’s Senior Sukuk to C1/negative
- INAUGURAL “ISLAMIC FINANCE RENDEZVOUS SERIES’’ IN PULAU PINANG
- RAM Ratings reaffirms Maybank Islamic’s AAA/Stable/P1 financial institution ratings
- RAM Ratings reaffirms Genting Plantations’ ratings
December
- RAM Ratings reaffirms RHB Islamic’s AA2/Stable/P1 ratings
- RAM Ratings assigns final AA3 rating to proposed sukuk issued by GFM Services’ funding vehicle
- RAM Ratings reaffirms Golden Agri’s sukuk rating
- RAM Ratings reaffirms CIMB Islamic Bank’s AAA/Stable/P1 ratings
- RAM Ratings reaffirms CIMB Group’s ratings
- RAM Ratings reaffirms LEKAS’s C2/Stable sukuk rating
- RAM Ratings reaffirms Bank Pembangunan’s AAA ratings
- RAM Ratings reaffirms AAA ratings of Hong Leong banking entities and AA1 rating of HLFG
- RAM Ratings reaffirms Standard Chartered Saadiq’s AAA/Stable/P1 ratings
- RAM Ratings wins Best Rating Agency award for second consecutive year
- RAM Ratings reaffirms MUFG Bank (Malaysia)’s AAA(bg)/Stable sukuk rating
- RAM Ratings reaffirms MUFG Bank, Ltd’s AAA/Stable/P1 ratings
November
- RAM Ratings withdraws ratings of Poh Kong’s Islamic CP/MTN upon full redemption and expiry
- Refinitiv Partners With DDCAP Group To Provide A Fully Integrated Treasury Trading Workflow For Sharia’a-Compliant Transactions
- RAM Ratings reaffirms Pendidikan Industri YS’s sukuk rating
- RAM Ratings: Malaysia’s sukuk issuance exceeded projection for 2018
- RAM Ratings: Malaysia’s sukuk issuance exceeded projection for 2018
October
September
- RAM Ratings reaffirms Widad Capital’s AA2/Stable rating
- RAM Ratings downgrades rating of MRCB Southern Link’s Senior Sukuk, maintains negative Rating Watch
- RAM Ratings reaffirms AAA(fg) rating of guaranteed sukuk issued by MRCB’s subsidiary, Puncak Wangi
- RAM Ratings reaffirms AAA(s) issue rating of Aquasar Capital, Sarawak government’s funding conduit
- RAM Ratings assigns initial ratings to Bank Islam’s proposed RM10 billion Sukuk Murabahah Programme
August
- RAM Ratings places Sarawak Energy’s issue rating on positive outlook
- RAM Ratings reaffirms SPR Energy’s AA3/Stable sukuk rating
- The Royal Award for Islamic Finance 2018 to be conferred on 3 October 2018
- Anugerah Diraja Kewangan Islam 2018 akan berlangsung pada 3 Oktober 2018
- RAM Ratings reaffirms Danajamin’s AAA/Stable/P1 insurer financial strength ratings
- RAM Ratings reaffirms NUR Power’s AAA(bg) and AAA(fg) sukuk ratings
July
- RAM Ratings reaffirms ratings of Axis REIT Sukuk’s RM155 million Second Sukuk
- RAM Ratings reaffirms Tanjung Bin Power’s AA2 sukuk rating
- RAM Ratings reaffirms Tanjung Bin Energy’s AA3 sukuk rating
- RAM Ratings reaffirms Chellam Plantations’ AAA(fg) sukuk rating
- RAM Ratings maintains projected global sukuk issuance at USD75 billion-USD85 billion for 2018
- RAM Ratings reaffirms APM Automotive’s sukuk ratings
- RAM Ratings reaffirms ratings of Axis REIT Sukuk’s RM110.0 million First Sukuk
- RAM Ratings reaffirms Sepangar’s AA1/Stable sukuk rating
June
- RAM Ratings reaffirms Country Garden’s AA3(s) rating
- RAM Ratings reaffirms Musteq Hydro’s AAA(bg) sukuk rating
- RAM Ratings reaffirms ratings of Quill Retail Malls’ RM350 million Sukuk Murabahah
- RAM Ratings reaffirms AAA/Stable rating of Cagamas MBS’s CMBS 2007-1-i
- RAM Ratings reaffirms AAA/Stable rating of Cagamas MBS’s CMBS 2005-2
- RAM Ratings reaffirms Telekom Malaysia’s AAA/P1 sukuk ratings
- RAM Ratings reaffirms HSBC Amanah’s AAA rating
May
April
- RAM Ratings reaffirms Public Islamic’s AAA rating
- RAM Ratings reaffirms ratings of Telekom Malaysia-sponsored property securitisation vehicle’s RM1 billion Sukuk Ijarah
- RAM Ratings assigns A 1 rating to UMW’s perpetual sukuk, reaffirms AA 2 sukuk rating; ratings remain on Rating Watch Positive
- RAM Ratings withdraws AA 1 /stable ratings of MBSB’s respective Structured Covered Sukuk tranches
March
February
- RAM Ratings reaffirms Mudajaya’s A2/P2 ratings, maintains negative outlook
- RAM Ratings: Malaysian sukuk performance remained resilient in 2017
- RAM Ratings assigns preliminary AAA/Stable and AA3/Stable ratings to RCE-sponsored Tranche 5 sukuk
- RAM Ratings reaffirms AA2 rating of UEM’s sukuk
- RAM Ratings reaffirms Abu Dhabi Islamic Bank's AAA/Stable/P1 ratings
January
- RAM Ratings downgrades sukuk rating of Lafarge Malaysia’s subsidiary to A1, revises outlook to stable
- RAM Ratings reaffirms PKNS’s sukuk ratings
- RAM Ratings downgrades Smart Holdings’ sukuk rating to A1, maintains negative outlook
- RAM Ratings reaffirms AA3/Stable rating of Jimah Energy Ventures’ sukuk
- RAM Ratings reaffirms rating of LEKAS’s sukuk
- RAM Ratings reaffirms AA1/Stable ratings of YTL Power’s debt issues
- BIMB INVEST LAUNCHES BIMB-ARABESQUE ASIA PACIFIC SHARIAH-ESG EQUITY FUND, THE FIRST ASIA PACIFIC BIG DATA & FINTECH FUND IN MALAYSIA
- RAM Ratings assigns final AA3(s) rating to Medini Iskandar’s Proposed Sukuk Programme
- RAM Ratings reaffirms MIEB’s AAA and AAA(s) sukuk ratings
- RAM Ratings reaffirms AA1(s)/Stable rating of Samalaju’s sukuk
- RAM Ratings reaffirms AAA/Stable/P1 rating of Digi’s sukuk
- RAM Ratings withdraws AmBank Islamic’s issue rating following full redemption
- RAM Ratings maintains negative outlook on Jati Cakerawala’s AA3 sukuk rating
- RAM Ratings reaffirms AA1/Stable rating of Teknologi Tenaga Perlis Consortium’s sukuk
- RAM Ratings revises outlook on Indonesia-based Bumitama to positive; reaffirms AA3 rating
- RAM Ratings reaffirms AA3/Stable rating of BGSM Management’s sukuk
December
- RAM Ratings reaffirms Gulf Investment Corporation's AAA/Stable ratings
- RAM Ratings reaffirms AAA(fg) rating of Mydin’s sukuk
- RAM Ratings revises outlook on RCE-sponsored vehicle’s Tranche 3 RM45.0 million Class B Sukuk, from stable to positive
- RAM Ratings reaffirms Maybank’s AAA ratings
- RAM Ratings reaffirms RHB Islamic’s AA2/Stable/P1 ratings
- RAM Ratings reaffirms Besraya’s AA3 sukuk rating, revises outlook to negative
- RAM Ratings reaffirms Bank Rakyat’s AA 2 /Stable/P1 ratings
- RAM Ratings assigns AAA rating to CIMB Islamic's proposed Sukuk Wakalah
November
October
- Unlock Innovation and Embrace Technology – The IFSB Summit 2017 Concludes as the Way Forward for Islamic Finance
- A Resolute Demand – Panellists See Promising Opportunities for Islamic Finance amid Challenges During Day 1 of the IFSB Summit 2017
- Assistant Governor's Welcoming Remarks at the Malaysia Country Showcase, IFSB Summit 2017
- Malaysia and UAE Country Showcases Feature at the IFSB Pre-Summit Events on 22 October 2017
- SC and ISRA publish textbook on “Sukuk: Principles and Practices”
September
August
July
- Malaysia's First Green Sukuk under SC's Sustainable Responsible Investment Sukuk Framework
- TADAU ENERGY SDN. BHD. ISSUES RM250 MILLION SRI SUKUK THE FIRST GREEN SUKUK IN MALAYSIA
- RAM Ratings: Malaysia’s first Green Sukuk to be issued by Tadau rated AA3
- Strategy Paper on Value-based Intermediation: Strengthening the Roles and Impact of Islamic Finance
- Responsible Investment Forum: Malaysia Pushes SRI Development
- The 11th IFSB-INCEIF Executive Forum Discusses Creativity and Innovation in Islamic Financial Products
- Khazanah to issue a second tranche of RM100 million Sustainable and Responsible Investment (“SRI”) Sukuk
- ICD AND SATURNA SDN BHD LAUNCH SUSTAINABLE ISLAMIC FUND - Fund Enhances Shariah-Compliant Portfolio With Added Sustainable Aims
June
May
- RAM Ratings expects hybrid sukuk to dominate future issuance
- RAM Ratings assigns preliminary AA3/Stable rating to Sabah-based SPR’s proposed sukuk
- RAM Ratings reaffirms Etiqa Takaful’s AAA/Stable/P1 ratings
- RAM Ratings reaffirms rating of Perdana Petroleum’s sukuk
- RAM Ratings: Proposed acquisition by Sarawak Energy does not affect Sarawak Hidro’s rating
- Fintech Session On Campus
- RAM Ratings reaffirms AAA/Stable rating of Cagamas MBS’s CMBS 2007-1-i
- RAM Ratings reaffirms AAA/Stable rating of sukuk issued by KLCC REIT’s funding conduit
- RAM Ratings reaffirms TNB’s AAA/Stable rating
- The IFSB Releases the Islamic Financial Services Industry Stability Report 2017
- GCC’S FIRST: HBMSU MASTER'S PROGRAM IN ISLAMIC BANKING AND FINANCE OBTAINS FULL ACADEMIC ACCREDITATION FROM FINANCE ACCREDITATION AGENCY
- RAM Ratings: Sovereign sukuk dominated global sukuk issuance in 1Q 2017
April
March
- RAM Ratings reaffirms TIME dotCom’s AA3 sukuk rating
- INCEIF and Kenya’s Coast International College partnership to make headway in Islamic finance knowledge development in Kenya
- RAM Ratings reaffirms Musteq Hydro’s AAA(bg) sukuk rating
- RAM Ratings assigns final ratings to Quill Retail Malls’ RM350 million Sukuk Murabahah
- Bimb Invest Launches Bimb-Arabesque Malaysia Shariah-Esg Equity Fund Sustainable Performance Through Artificial Intelligence Technology, Integrating Shariah & Esg Values
February
January
December
November
- Islamic finance looks to innovation to spearhead its growth
- Governor's Welcoming Remarks at the Royal Award for Islamic Finance Gala Dinner & Award Presentation
- Professor Datuk Rifaat Ahmed Abdel Karim named recipient of the Royal Award for Islamic Finance 2016
- Speech by YABHG Tun Musa Hitam at The Royal Award for Islamic Finance 2016 Gala Dinner & Award Ceremony
- Speech by Tan Sri Ranjit Ajit Singh the Chairman of Securities Commission Malaysia at The Royal Award for Islamic Finance 2016 Gala Dinner & Award Ceremony
September
July
June
May
- INCEIF and OpenLearning Enhance Human Capital in Islamic Finance through Massive Open Online Course
- Governor's Keynote Address at the ASLI 20th Malaysian Banking Summit
- The IFSB Successfully Organises a Regulators’ Forum at GIFF 5.0
- The IFSB Launches the Fourth Edition of its Flagship Islamic Financial Services Industry Stability Report 2016
April
March
June
May
- Updated List of Shariah-compliant Securities by SC's Shariah Advisory Council
- RAM Ratings assigns AA1/Stable final rating to MBSB’s Tranche 3 Structured Covered Sukuk Murabahah
- IFSB-INCEIF Executive Forum for Islamic Finance to Discuss Islamic Liquidity Management
- Upcoming 12th IFSB Annual Summit Buoyed by Encouraging New Developments in Global Islamic Finance
April
- RAM Ratings revises outlook on Tranches A2, A3 and A4 of Menara ABS’ RM1 billion Sukuk Ijarah to stable, reaffirms ratings
- RAM Ratings reaffirms AAA/Stable rating of Cagamas MBS’s CMBS 2007-1-i
- RAM Ratings reaffirms TNB’s AAA/Stable rating
- RAM Ratings: No immediate impact on Noble’s ratings from recent allegations
- Upcoming 12th IFSB Summit Gathers Momentum as Council Approves Adoption of Core Principles for Islamic Finance Regulation
- RAM Ratings assigns AA1 rating to UOB Malaysia’s proposed up to RM1 billion subordinated bonds
- RAM Ratings: Global sukuk issuance to hit USD100 billion-USD120 billion in 2015
- i-VCAP Launched MyETF–MSEAD IPO - World’s First SEA Shariah Exchange Traded Fund
- RAM Ratings reaffirms IJM’s AA3 rating with a stable outlook
- The IFSB Council Adopts Core Principles for Islamic Finance Regulation (IFSB-17)
- IFSB Admits Six Organisations into Its Membership
- The IFSB Council Adopts Guidance Note on Quantitative Measure for Liquidity Risk Management (GN-6)
March
- RAM Ratings withdraws AA1 rating of TAQA’s sukuk
- RAM Ratings assigns final rating of AA3 to Kuveyt Turk’s ringgit sukuk
- Special Address by HRH Sultan Nazrin Muizzuddin Shah, Royal Patron for Malaysia's Islamic Finance Initiative at the 6th SC-OCIS Roundtable
- IdealRatings launches the first Sariah compliant Asia-Pacific reits index
February
- The Global Islamic Finance and Investment Group - Expanding the frontiers of Islamic finance
- The official launch of Maybank Islamic Shariah Centre of Excellence
- RAM Ratings: TNB to remain resilient despite tariff reduction
- RAM Ratings assigns AA3 preliminary rating to Kuveyt Turk’s ringgit sukuk
- RAM Ratings downgrades rating of IMTN issued by Golden Agri-Resources’ funding vehicle
- No formal resolution on Musteq’s late payment
- RAM Ratings assigns preliminary AAA(s) and AA1(s) ratings to Abu Dhabi Islamic Bank’s Proposed Senior and Subordinated Sukuk
January
December
- The Islamic Financial Services Board (IFSB) Admits Five Organisations into Its Membership
- RAM Ratings reaffirms Musteq Hydro’s AAA(bg) sukuk rating
- RAM Ratings reaffirms AA3/Stable rating of Jimah Energy Ventures’ sukuk
- RAM Ratings assigns final AA2 rating to UniTapah’s proposed sukuk
- RAM Ratings reaffirms C2/Stable rating of LEKAS’s sukuk
- RAM Ratings reaffirms AAA(fg) rating of Mydin’s Islamic debt issue
November
- RAM Ratings assigns AA1 rating with positive Rating Watch to MBSB’s Tranche 2 Structured Covered Sukuk
- RAM Ratings reaffirms ratings of Poh Kong’s ICP/IMTN
- Deputy Governor's Remarks at the Meeting of Central Bank and Monetary Authorities of the Organisation of Islamic Cooperation Member Countries: "Malaysia’s Experience in Macroprudential Policies and Insights on Financial Inclusion"
- RAM Ratings reaffirms AA1/stable rating of Ranhill Powertron’s IMTN Programme
- RAM Ratings reaffirms Pendidikan Industri YS’s AA1(s) sukuk rating
- RAM Ratings assigns preliminary AA1 rating with positive Rating Watch to MBSB’s Tranche 2 Structured Covered Sukuk
- RAM Ratings reaffirms AAA rating of Korea Development Bank’s MTN
- RAM Ratings reaffirms A1 rating of Lumut Maritime Terminal’s BaIDS
October
- Malaysia’s Islamic Finance industry set to grow from strength to strength
- MARC voted Best Islamic Rating Agency 2014 by Global Islamic Finance Awards
- ISRA Thematic Workshop 2014
- ISRA Thematic Workshop 2014
- RAM Ratings reaffirms First Resources’ sukuk rating
- RAM Ratings reaffirms AA3/Stable rating of Besraya’s sukuk
September
- RAM Ratings reaffirms AA2(s)/Stable rating of Mukah Power’s sukuk
- RAM Ratings reaffirms AAA rating of Khazanah’s RM7 billion Sukuk Musyarakah issued through Rantau Abang Capital
- RAM Ratings reaffirms AAA rating of Khazanah’s RM10 billion multi-currency Islamic securities issued through Danga Capital
- RAM Ratings assigns top rating to MAHCO Malaysia’s debt issue
- RAM Ratings assigns AAA(fg) rating to Puncak Wangi’s proposed guaranteed sukuk
- Public Lecture by Dato Dr Abdul Halim Ismail, Award Recipient of The Royal Award for Islamic Finance 2014 At the GIFF 2014
- Leadership Sessions by INCEIF at GIFF 2014
- “Into the Next Chapter: Transformative Changes to Strengthen Industry Linkage with the Real Economy” Keynote Address by Governor at the GIFF 2014
- Conferment of “Emas” Status for MEXIM’s Sukuk
August
- RAM Ratings reaffirms Muhibbah’s AAA(s) issue rating
- RAM Ratings reaffirms AAA rating of RH Capital’s Class A Sukuk Ijarah
- RAM Ratings assigns preliminary A2(s)/P1(s) ratings to ICP/IMTN to be issued by Sunway’s funding vehicle
- RAM Ratings reaffirms ratings of Axis REIT’s RM155 million Second Sukuk
- RAM Ratings reaffirms AA3/P1 ratings of Gamuda’s Islamic securities
- RAM Ratings reaffirms Noble’s debt issue rating
- RAM Ratings reaffirms Noble’s debt issue rating
July
June
- Concept Papers: Ijarah and Istisna'
- RAM assigns AA1 rating to Sepangar Bay Power’s sukuk
- RAM Ratings assigns P1 ratings to Cagamas’ proposed Islamic and Conventional CP programmes
- RHB Asset Management Launches Hong Kong's First Islamic Balanced Fund Under Hong Kong and Malaysia Mutual Agreement Scheme
- SocGen’s maiden sukuk rated AAA(s) by RAM – Malaysia’s first sukuk issued by a French bank
May
- New and Emerging Economies: Final Sessions of the 11th IFSB Summit Explores the Role, Prospects and Challenges of Islamic Finance
- RAM Ratings reaffirms ratings of Al-‘Aqar Capital’s RM655 million Sukuk Ijarah
- IFSB-IRTI Released the Mid-Term Review of the Ten-Year Framework and Strategies for Islamic Financial Services Industry Development
April
March
February
January
December
October
July
- MOU between ASAS and IBFIM on Training Initiatives
- AmInvest receives Global Recognition as Best Islamic Fund Manager
- Introductory Remarks by Dr. Zeti Akhtar Aziz Governor, Bank Negara Malaysia at the book launch of “Islamic Finance: The New Regulatory Challenge, 2nd Edition”
- The inaugural issuance of Government Investment Issue (GII) under Murabahah contract
- Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad Launches Islamic Financial Products
- RAM Ratings for Eversendai Corporation Berhad - 1Q FY DEC 2013
- The Asset Triple A’s honours MIFC as Malaysia is voted Best Islamic Finance Centre
- RH Capital’s Class A Sukuk Ijarah
May
April
March
December
